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THE BMG SHOW · ISSUE 01 · OCTOBER 2026BORING MONEY GUY × MINTMERE
BMGTHE BMG SHOWOctober · The cover
ISSUE 01 / 08 STORIES
OCTOBER 2026 · ISSUE 01

Where to next?

Choose a story. No endless scrolling required.

◈The cover Start at the beginning↗01Ben’s Big Question Two dilemmas↗02Money Court Enter the courtroom↗03Don’t Tell Anyone… Open a secret↗04The BMG Experiment Greed and consequences↗05The Kitchen Table The £5 mystery↗06No Stupid Questions The comedy panel↗07Enough, Then What? Ying’s full essay↗08BMG Brain Games The puzzle desk↗
The BMG Show, October issue: money arguments, confessions, questions, experiments and puzzles
OCTOBER 2026 · ISSUE 01

BORING MONEY GUY PRESENTS

The BMG Show — October.

A monthly digital magazine full of money arguments, confessions, games, stupid questions and genuinely useful stuff.

Useful, interesting and occasionally ridiculous. Explore it your way.

Open the magazine ↓
YOUR MONEY MAGAZINE. YOUR WAY. ↘

INSIDE THIS ISSUE

Pick a story, or read from the beginning.

Eight chapters. Three theatrical experiences. Plenty of the ordinary money chaos that makes BMG what it is.

CHAPTER 01 / 08↑ Contents
Ben’s Big Question

THE GREAT DIVIDE

Ben’s Big Question

Two dilemmas designed to split the room. Choose first, then consider the other side.

QUESTION 01

Would you rather…

QUESTION 02

Would you rather…

Questions by Ben of Pounds & Pennies. These are personal choices, not live audience results. Join the discussion in the original BMG Show publication.

CHAPTER 02 / 08↑ Contents
Money Court

COURTROOM · CASE 001

Money Court

Sensible financial decision, or a betrayal of shared trust? Take your seat on the jury.

Arguments by Vandana · The Finance Blueprint (prosecution) and Alex · My Dividend FIRE Journey (defence). Both were assigned their sides.

Illustrated grand courtroom with glowing gold scales of justice above the bench
THE COURT IS NOW IN SESSIONCASE 001 · THE WEDDING MONEY DISPUTE
Two arguments. One jury. And £2,400 of very complicated wedding money.

THE PEOPLE VS MR B

The £2,400 wedding money case

Mrs B and her husband received about £8,000 in wedding gifts. They had discussed using it for a honeymoon and then a house. Without consulting her, he used £2,400 to clear a credit card charging nearly 25% interest. Some of the debt came from his stag do. She found out weeks later.

There was no explicit agreement that neither could spend the money without permission.

EXHIBIT A£8,000Wedding gifts received
EXHIBIT B£2,400His pre-marriage credit card debt
EXHIBIT C~25%Card interest rate

Was he justified in using shared wedding money to eliminate expensive debt without asking his wife?

BEFORE THE ARGUMENTS

What's your first instinct?

No right answer here. Choose your initial position, then hear what both sides have to say. We’ll show your first instinct alongside your final verdict.

This is your private choice, saved only on this device.

THE COUNSELTwo sides of the same story
P
FOR THE PROSECUTION

Vandana

The Finance Blueprint

He should have asked first — and repay the £2,400.
VS
D
FOR THE DEFENCE

Alex

My Dividend FIRE Journey

He cleared expensive debt for their shared financial benefit.

Neither counsel chose their side. Each was assigned a position to defend.

HEAR THE CASE

The arguments

Three stages. Both sides. Full original statements.

Act I · Opening statements. The case begins.READ BOTH SIDES BEFORE JUDGING
Focus the spotlight:

Opening statements

PROSECUTION · VANDANA

Members of the jury, paying off a credit card charging nearly 25% interest is sensible. Taking £2,400 of shared wedding money without consulting your wife is still wrong.

The couple received around £8,000 in wedding gifts. They had discussed using it for their honeymoon, with whatever remained going towards a house. The husband then took almost a third of that money to clear his own credit card. His wife found out weeks later.

This debt existed before the marriage. The card was in his name, and some of the spending came from his stag do. Yet he decided, by himself, that their wedding gifts should cover it.

His argument is that clearing the debt benefits them both. It may well do. But that was a reason to ask her, and she says she might have agreed. He had a reasonable case to make. He never gave her the chance to hear it.

You’ll also hear that they had no explicit rule against spending without asking. They did, however, have a plan for this money. Does either spouse really need to spell out that changing a shared plan by £2,400 deserves a conversation?

We ask you to find him in the wrong and require him to replenish their savings through an agreed repayment plan.

He wants marriage to mean shared responsibility for his debt. It should also mean shared decisions about their money.

DEFENCE · ALEX

I believe my client made a reasonable financial decision by using £2,400 of the wedding money to pay off his credit card debt, which carried nearly 25% interest. Eliminating this expensive debt benefited their household financially.

Although the couple had discussed using their £8,000 in wedding gifts for their honeymoon, there is no clear evidence of an explicit agreement that the money could only be used for this purpose or that both partners needed to consent to any alternative use. Discussing a plan does not necessarily mean agreeing to a binding restriction.

My client acted in the belief that paying off high-interest debt was the sensible choice. Furthermore, if his wife had been in the same position and used the money to pay off her own high-interest debt, he would have considered it equally reasonable. His decision was based on financial logic, not a desire to benefit himself at her expense.

I acknowledge that my client should have spoken to his wife first. But poor communication does not automatically make the decision itself wrong. Had the positions been reversed, he would have considered it just as reasonable for her to clear a debt charging nearly 25% interest.

The prosecution is effectively asking you to put the missing conversation on trial. But look at what the money actually did: it wiped out expensive debt and improved their household finances.

My client may be guilty of not asking first. He is not guilty of making an unreasonable financial decision. And for that reason, he should not be required to put the £2,400 back.

YOU'VE HEARD ACT 1 OF 3
YOUR FIRST INSTINCTNot recordedNOW IT'S TIME FOR YOUR VERDICT
THE JURY BOX

You've heard the case. How would you rule?

Choose your verdict. You can change it before the next issue reveals the official result.

Your verdict hasn't been selected.

Your selection is private and saved only in this browser; it is not an official submitted jury vote. Official voting closes 14 November; the published verdict follows in the next BMG Show. We won't invent vote totals.

CHAPTER 03 / 08↑ Contents
Don’t Tell Anyone…

THE CONFESSION BOOTH

Don’t Tell Anyone…

Three anonymous confessions. Tap a sealed envelope to open it and reveal BMG’s response.

THE ANONYMOUS CONFESSION DESKThree sealed secrets.

Choose an envelope to read somebody’s confession. Nothing here is made up for the game.

The confessions are reproduced from the original October issue. These are real submissions, not interactive fictional scenarios.

CHAPTER 04 / 08↑ Contents
The BMG Experiment

THE REAL-LIFE MIND GAMES

The BMG Experiment

Twenty people, three rounds, a real £30 prize — and a remarkable amount of strategic nonsense.

ROUND 01 · A BIT OF THE POT

£1,000 to share. Ask for too much, and walk away with nothing.

All twenty players secretly requested a share. If the total exceeded £1,000, the highest request was eliminated, then the next highest, until the remaining requests fitted. The survivors kept their requests as BMG Bucks.

Then came the group-chat advice. Some of it was… interesting.

PLAYERS20Private requests
REQUESTED£1,174.97£174.97 over the pot
PAID OUT924.97BMG Bucks
ELIMINATED2Zero, but not out
The £1,000 pot£924.97 awarded · £75.03 unclaimed
■ Surviving requests■ Remaining balance
01
The group asked for £1,174.97

Twenty people wanted £174.97 more than the imaginary pot contained.

02
Bill Alty’s £150 was removed

That still left £1,024.97 in requests — £24.97 too many.

03
Fortress Fatherhood’s £100 went too

The surviving £924.97 fitted the rules, leaving two contestants on zero BMG Bucks.

Meanwhile, in the group chat…Public advice was not always a reliable guide to private decisions.
GeoChris

“£50 each.”

The equal-split advocate privately requested £75.
Hundal Earnings

“£150 is fine as you are safe regardless if people ask for more or less.”

His actual request: £51.
My Dividend FIRE Journey

“This feels like a game of poker, so I don’t confirm nor deny if I already send in my numbers. 😎”

borncodelab-money

“Fascinating. I’m just here with popcorn to see who blinks first. 🍿”

WHAT THEY SAID VS WHAT THEY DID

THE GROUP CHATGeoChris

Advocated an equal £50 split

THE GROUP CHATHundal Earnings

Told the group £150 was perfectly safe

THE GROUP CHATVy Nguyen

Advocated £16.67 each

THE GROUP CHATBill Alty

Requested more than the pot could safely accommodate

THE TWIST

Six played it safe. Seven played it slightly less safe.

Six contestants requested exactly £50. All six survived, but all six trail the seven players who were prepared to ask for a little more. Caution saved their opening balances. Ambition gave someone else the lead.

Ben Wong suggested everyone else ask for £1 so he could take £981. He ultimately requested £82.97 — the highest surviving amount. An effective decision, even if not quite as spectacularly selfish as his suggestion.

ROUND ONE WINNER

Ben Wong

82.97 BMG Bucks

Not too greedy. Just greedy enough.

COMING IN NOVEMBER

Round Two: Trust Issues

Ten pairs, matched from top and bottom of the Round One leaderboard. Ben Wong is partnered with Bill Alty, who starts with nothing.

The ten Trust Issues partnerships

Matched top to bottom using Round One positions. Scores shown are their opening BMG Bucks.

01
Ben Wong
82.97×0
Bill Alty
02
GeoChris
75×0
Fortress Fatherhood
03
Kristen
60×16
Vy Nguyen
04
Joe Giessinger
59×39
Vikkie
05
borncodelab-money
57×40
Honesty-First
06
Manfred
54×42
Trust Prof
07
Hundal Earnings
51×49
K.M.
08
My Dividend FIRE Journey
50×50
Vance Roberts
09
Cap
50×50
Learning.Investing.Thriving
10
BearlyManaging
50×50
Delusional Zarni
CHAPTER 05 / 08↑ Contents
The Kitchen Table

A MOMENT TO THINK

The Kitchen Table

Chris puts a £5 note on the table — and asks you to consider what gives it value.

All you need is a £5 note — or the equivalent five-unit note where you live — and four minutes.

Hold the note up.

Ask the question:

This cost the bank a few pennies to make. So why will a shop hand you real things for it?

Then wait.

The waiting is doing the work.

They will reach for the obvious answer first.

Because it is worth five.

Lovely.

Worth five because of what?

Let them circle it.

The paper is worth nothing. There is no gold behind it, and there has not been for fifty years.

The only thing holding that note up is that everyone agrees to accept it, and everyone agrees because they trust the next person will too.

It is a promise the whole country keeps at once.

Give it room, and something shifts.

Money is not the solid thing they assumed.

It is an agreement.

And an agreement is only ever as strong as the belief in it.

Then the darker question:

What happens if, one morning, everyone stops believing at once?

They will work it out.

The note becomes paper again.

It has happened, in real countries, when the trust ran out.

Money is belief. And belief is a thing you can lose.

I was a grown man with a mortgage before it ever occurred to me to ask what was behind the number on a note.

Nobody asked me to look.

So I never did.

The sharp ones will ask whether the same trick works on the money in their banking app.

It does.

Let them get there on their own.

Chris writes No One Taught You This. This piece comes from The Kitchen Table, his free Saturday conversation for parents and teenagers.

CHAPTER 06 / 08↑ Contents
No Stupid Questions

WELCOME TO THE COMEDY PANEL

No Stupid Questions

Five magnificently silly money questions. Pick one, then reveal the contributors’ answers.

Four-guest comedy panel show set with gold lights
THE QUESTIONABLE FINANCE PANELQuestionable questions. Expertly questionable answers.
ASKING THE IMPORTANT QUESTIONS · 01 / 05

“If I don’t check my bank balance, is the money both there and not there until I look—sort of like Schrödinger’s cat?”

Click an answer to hear what the panel had to say.

FOUR ANSWERS ARE WAITING.CHOOSE WHO GETS THE MIC.

Select a guest above to give them the microphone.

CHAPTER 07 / 08↑ Contents
Enough, Then What?

THE LONG READ

Enough, Then What?

A quieter change of pace, with Ying Morley of Quiet Millionaire Studio.

THE FREEDOM I DIDN’T KNOW I WANTED

What happens when the job that gave your days meaning suddenly disappears?

By Ying Morley · Quiet Millionaire Studio

“Time alone doesn’t tell you how to use it.”

When my 25-year corporate career ended in a restructure, I was grateful for the financial cushion I had built. But gratitude didn’t make the change simple. The harder question was what would happen to my sense of identity and purpose when the role that had shaped so much of my life was suddenly gone.

For years, work gave my days a natural structure. There were decisions to make, people to support, problems to solve. I had built a career I was proud of, and I had spent a long time measuring progress through responsibility, achievement, and the next opportunity.

Then came a quieter morning.

No urgent meeting. No packed calendar. No immediate answer to the question: What should I be doing?

At first, I thought freedom would feel like relief. Sometimes it did. I could enjoy coffee without watching the clock, take my time over breakfast, or even have an occasional nap without needing to explain it as “recharging for the next call.”

But an open calendar also brought a surprise:

Time alone doesn’t tell you how to use it.

Without the familiar rhythm of work, I could drift — sleep later, scroll longer, and wonder whether I was making good use of the day.

I realised that freedom without a sense of direction could feel less like liberation and more like standing in a large, empty room.

What helped was not rushing to replace my old title with a new one. It was asking different questions.

What did I want to keep from my working life?

What had I been too busy to notice?

What kind of contribution felt meaningful to me now?

Writing became one answer.

I still draw on the experience I gained across decades in business, but I’m sharing it in a more reflective way. I want to write about the things that often sit beneath achievement: identity, money, family, ambition, and the meaning of “enough.”

I didn’t retire from caring about my work. I reinvested that experience in a different form.

I’ve also been rethinking what success means.

When I was younger, I imagined an extraordinary life meant being recognised and standing on a centre stage. Now, I’m less interested in whether a life looks impressive from the outside.

I care more about whether it feels honest and fulfilling from within.

I still miss parts of my corporate life: the pace, the colleagues, the satisfaction of solving a hard problem together.

But I can value that chapter without asking it to define every chapter that follows.

Maybe freedom isn’t a grand escape or a perfectly planned second act.

Sometimes it’s a quiet morning, a cup of coffee, and the chance to ask:

What matters to me now — and what would I like to make room for?

Ying writes Quiet Millionaire Studio, exploring money, identity, ambition, family and what “enough” really means.

CHAPTER 08 / 08↑ Contents
BMG Brain Games

THE PUZZLE DESK

BMG Brain Games

Three challenges, plus three printable wordsearches. Full interactive versions are already built into Mintmere.

WANT TO PLAY ON YOUR SCREEN?

Three digital wordsearches, ready to play.

No printer needed. Play the easy, medium or hard October challenges interactively — the same games you can find through Mintmere’s Play section.

Play the wordsearches in Mintmere ↗

FREE GIFT INSIDE

Take the wordsearches offline.

Each printable includes a puzzle and the solution on page two.

YOU'VE REACHED THE BACK COVER

That’s October’s BMG Show.

Money arguments, anonymous secrets, terrible jokes, useful questions and a few things worth thinking about.

New issues will be added monthly. Original contributors retain their bylines and voices.